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January 2012

Found 2 blog entries for January 2012.

By Don Taylor of

The good news is you can turn your credit score around. All you have to do is
get current and stay current on your bills. Negative information, other than a
Chapter 7 bankruptcy filing, stays on your credit report for seven years. A
Chapter 7 bankruptcy filing stays on your credit report for 10 years. Once you
get your credit score back up into the upper 600s or low 700s, you can consider
applying for a mortgage.

Your income will limit how much house you can afford. In general, mortgage
lenders don't want their customers spending more than 28 percent of their
monthly income on principal, interest, taxes and insurance. The lender will have
underwriting standards concerning how they count child support payments. In
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Family Fun in the Kitchen

Weekly library trips are fun. Brown-bag lunches are the norm. And eating at home is routine. Is there anything else you can do to see more money in your wallet this new year? Absolutely!

Dave's active Facebook fans suggested some off-the-beaten-path ways to save some cash and have fun at the same time.

Family Fun in the Kitchen

Got kids (or a spouse) who beg for McDonald's when you say "leftovers"? Take Heather Houze's advice: "I always make extra servings [of food] and one night we have 'second-chance buffet.' No one ate leftovers till I renamed the meal!"

Vernon Jones' tip will make this "buffet" disappear even faster than you expect. During his family night, he lets the kids find recipes online and then help shop for the most

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